Visit our Learning CenterJPJ Financial Consultants are Registered Representatives of and offer securities products and services through ROYAL ALLIANCE ASSOCIATES, INC., a registered broker/dealer. Member FINRA/SIPC. In this regard, this communication is strictly intended for individuals residing in the states of AL, AR, CA, CO, FL, GA, IL, LA, MD, MS, NC, NM, OK, PA, TX, VA, and WA. No offers may be made or accepted from any residents outside the specific states listed.


Advisory services offered through Royal Alliance Associates, Inc., a Registered Investment Advisor.

 

IMPORTANT CONSUMER INFORMATION:

 

A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent or IA rep registration requirements, as appropriate.  Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion.

 

For information concerning the licensing status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his orher state securities law administrator.

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Estimate the potential cost of waiting to purchase a long-term care insurance policy.

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The Trouble with Timing

The speculation that drives market timing can often cause investors to get in right before a downturn or to flee before realizing potential gains.

Averaging for Dollars

Dollar-cost averaging is a method of investing that may enable you to achieve a lower average cost per share over time.

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Since exchange-traded funds (ETFs) were first introduced in 1993, interest in them has grown steadily.

What's Next for IPOs?

Only 10 companies went public on U.S. stock exchanges in the first quarter of 2008. Even if you never participate in an initial public offering, the IPO market can reveal a wealth of clues about the financial climate at home and abroad.

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